Contemporary stock loan products offer you, as the borrower-investor some unique benefits. While not all stock loans are the same, most of the following are benefits our clients enjoy:
Completely Private Transactions:
The loan is not usually required to be disclosed to the SEC or other shareholders.
Immediate Liquidity
Most stock loan transactions are funded within 72 hours of final approval.
Limited Liability
In most cases, if the stock price falls, the loan is either fully or partially non-recourse. This means no need to repay the difference with no impact to personal credit.
No Personal Guarantees
The stock is used as collateral and nothing else.
No Credit Checks
Unlike consumer loans or bank, broker or margin loans, the stock value, volume and type of security is the primary focus of the loan.
No Margin Calls or Margin Maintenance
Most stock loans do not require margin account maintenance.
Higher Loan to Value – Low Interest Rates
Loan to values range between 30% to as high as 90% depending on the stock. Interest rates are calculated simple as low as 3.99% and are seldom greater than prime +3%.*
Hedge Against Loss
With most stock loans, in the event of a market decline, the client may chose to surrender their stock and simply walk away.
Use Of Funds
Funds may be used for any legally allowable purpose.
~~~
For more information on how a non-recourse stock loan might benefit you . . .
you can call me Traci Gregory 
770.333.4404,
- or send me an
email -traci@pallasfinancier.com
